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CREDIT EVALUATION

Allow Heart To Serve Consultants to analyze your current credit level to assist you on your journey to credit restoration.

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SET A GOAL

Goal achievement requires commitment. Let’s maximize your goal setting achievements by partnering to get the results you deserve.

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LEARN CPR

You never know when you’ll need to save a life. With quality CPR & First Aid Training, Heart To Serve can help make sure you are ready with our BLS and Heartsaver courses.

About
About Us

REBUILD & PROSPER!

Heart To Serve is a multi-dimensional business. If you need consultation or guidance in restoring your credit worthiness, building your credit portfolio or just simply learning how to maintain your great credit history, Heart To Serve Credit Solutions is here to assist you.

CREDIT CONSULTATION

Let’s chat about your credit!

CARDIOPULMONARY RESUSITAION (CPR)

Let’s get you trained or recertified in CPR!

Premium Services

What We Offer

Credit Consultation

A Heart To Serve credit consultant will help consumers with credit repair, typically through bill settlement and debt management.

  • Debt management
  • Acurate Credit report
  • Credit restoration
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Basic Life Support (BLS)

The AHA’s course trains participants to promptly recognize several life-threatening emergencies, give high-quality chest compressions, deliver appropriate ventilations and provide early use of an AED.

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Heartsaver First Aid CPR AED Training

The AHA’s Heartsaver First Aid CPR AED course trains participants to provide first aid, CPR, and use an automated external defibrillator (AED) in a safe, timely, and effective manner.

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Heartsaver Pediatric First Aid CPR AED Training

The Heartsaver Pediatric First CPR AED course trains participants how to respond to and manage illnesses and injuries in a child or infant in the first few minutes until professional help arrives.

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How We Work

CREDIT CONSULTATION AND RESTORATION SERVICES

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CREDIT REVIEW & ANALYSIS

We will evaluate the information contained in your credit report to help you understand your credit profile and provide guidance on how to improve your credit score. Your credit summary, any inquiries made, foreclosures, repossessions, public records and bankruptcies will all be reviewed to assist in formulating a plan to improve your credit score.

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DISPUTE PROCESS

We will work with you to remove inaccurate and negative information by communicating with the credit bureaus (Experian, Equifax and TransUnion) and/or financial companies to dispute errors.

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WATCH THE PROGRESS

During this time we continue to keep an eye on any changes and watch you prosper with great credit!

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Why Choose Us

Whe have helped many individuals improve their credit scores. Our credit restoration services are tailored to each person's unique set of challenges. Let us help you get back on track to prospering with great credit.

What are the benefits of having a good credit score?

Having a good credit score can provide a range of benefits, including:

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Access to Credit

A good credit score makes it easier to qualify for loans, credit cards, and other forms of credit. Lenders are more likely to offer you favorable terms, such as lower interest rates and higher credit limits, when you have a good credit score.

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Lower Interest Rates

With a good credit score, you are more likely to qualify for loans and credit cards with lower interest rates. This can save you money over time by reducing the amount of interest you have to pay on borrowed funds.

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Higher Credit Limits

Lenders are more willing to extend higher credit limits to individuals with good credit scores, giving you more financial flexibility and purchasing power.

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Better Insurance Rates

Some insurance companies use credit scores as a factor in determining insurance premiums. A good credit score may help you qualify for lower insurance rates on auto, home, or renters insurance.

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Employment Opportunities

Some employers check credit reports as part of the hiring process, especially for positions that involve financial responsibilities. A good credit score can reflect positively on your financial responsibility and may improve your chances of getting hired for certain jobs.

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Renting a Home

Landlords and property management companies often check credit scores as part of the rental application process. A good credit score can make it easier to secure a rental property and may even help you negotiate better lease terms.

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Utility Services

Some utility companies may check credit scores when setting up new accounts. A good credit score can make it easier to establish utility services without having to pay a security deposit.

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Negotiating Power

When you have a good credit score, you have more negotiating power when it comes to financial transactions. You may be able to negotiate better terms on loans, credit cards, and other financial products.

Pricing Plan

Explore Our Plan Options

Single

Pricing
$ 120.00 Startup
$ $69.00 mo
  • Monthly Disputes.
  • Effective Tips And Strategies To Maintain & Increase Your Score.
  • One On One Call Monthly Upon Request.

Couples

Pricing
$ 180.00 Startup
$ 135.00 mo
  • Monthly Disputes.
  • Effective Tips And Strategies To Maintain & Increase Your Score.
  • One On One Call Monthly Upon Request.

Inquiries Only

Pricing
$ 75.00 Startup
$ 55.00 mo
  • Monthly Disputes.
  • Effective Tips And Strategies To Maintain & Increase Your Score.
  • One On One Call Monthly Upon Request.

Are You Ready to Get Credit
Repair Services?

Faq

Asked & Answered

Yes, credit repair is legal, and it works because of the law. The law is the Fair Credit Reporting Act, set up by the FTC to protect consumers. The FCRA gives you the right to dispute any item on a credit report. If that item cannot be verified, it must be removed. That is the foundation of all credit repair.
Credit repair is a process during which the company will dispute negative entries or errors on a consumer’s credit report. The company reviews reports from all three major credit reporting agencies. Each report may contain entries from different creditors, including credit card companies, collection agencies and other lenders.
Remember, there is no instant solution to repair credit. Regaining a good credit score is a matter of time, patience and positive habits. These can include achieving a history of on-time payments and maintaining an appropriate debt-to-income ratio.
Credit repair companies don’t perform any services you can’t do on your own. You can request and review copies of your credit report from all three major credit reporting agencies. If you find errors or inaccuracies, you can initiate disputes by phone, online or by mail.
Increasing credit scores can lead you to lower interest rates, better insurance rates, better borrowing opportunities, and overall lower costs of living. Overall, you want to make sure you are paying your bills on time, but there are other strategies that can help increase your scores. Listed below are some of the most effective strategies.

1) Remove Negative Credit
2) Build Positive Credit
3) Increase Credit Limits
4) Inherit Positive Credit
5) Get Those Balances Down!
6) Mix it up!
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